Broker Check


Abraham Velez

Agency Technical Specialist / Agency Security Administrator

Anthony M. Karabas, CLU®, ChFC®, LUTCF

Financial Services Executive | Financial Planner | Special Needs Planner

CA Insurance Lic# 0K06481 Domiciled in NJ

Our mission Is to help our clients make smart choices about their money so they can achieve their goals and live their lives with purpose, for the reasons that are important to them.

Qualifications & Personal Information

  • Licensed to offer Life, Health, Variable Annuities and Securities products
  • Over 25 + years of experience in the Financial Industry
  • Member of the Financial Planning Association (FPA)
  • Member of the National Association of Insurance and Financial Advisors (NAIFA)
  • Member of the Million Dollar Round Table (MDRT)
  • Member of FINSECA

Our Solutions for Life

MassMutual Tri State is dedicated to providing you with complete financial solutions, specifically focused on building long-term relationships with individuals, employees, and business owners to achieve financial security.

With roots in New Jersey, Pennsylvania and New York, we have evolved into a leading financial services company.

We have dedicated Financial Representatives and Advisors conveniently located throughout the tri-state area. Our team approach provides you with an integrated and customized solution to successfully fulfill all your financial goals and objectives.

You will benefit from the commitment, experience and personal focus of our team, combined with the financial strength, stability and industry leading solutions provided by MassMutual.


Anthony Porchetta

Vice President - Barnum Tri State

Ariel Weinstein

Head of IT Operations / Practice Development Specialist - Barnum TriState

Bellaria Jimenez, CFP®, MBA

President - Barnum Tri State

Beverly Wright

Vice President, Worksite Products

Beverly provides group voluntary insurance benefits to both existing and brand new benefits programs, some at no cost to the employer. Through this process, benefit decision makers and employees are educated on the importance of having benefits that can supplement the protection they already have in place. In turn, Barnum advisors work with Beverly to add layers of service and protection to their existing business clients’ portfolio.

Brian Parmalee

Vice President, Risk Management

Brian partners with Barnum advisors to provide in depth analysis on both current insurance holdings, as well as prospective opportunities. Using his vast knowledge of the current life insurance landscape and tax environment, Brian is able to provide both simple and complex solutions to assist in achieving a wide array of client goals and needs. Brian completed his MBA in Finance from the University of New Haven.

I am licensed and registered to offer products and services in CT. Licenses and registrations will vary.

Domiciled in CT.

Gerald Silberman

Investment Director - Barnum Tri State

Greg Wachter

VP, Risk Management

Greg provides strategies that leverage insurance for wealth preservation, wealth accumulation, wealth transfer planning and access to liquidity. He has a broad and deep understanding of the various insurance products available and works to find the best solution for each situation. He also spends considerable time educating both advisors and clients on the sometimes complex offerings in the marketplace. Greg earned a bachelors degree from Quinnipiac University.

Janine Gowdy-Karabas

Client Experience Administrator

(732) 623-7879

Nursing was my passion. For approximately a decade, I was a Critical Care Unit (CCU) Staff Nurse for a New York Teaching Hospital after which I was a Nurse Case Manager for a New York Health Insurance Company.

In April of 2005, my husband Anthony Karabas “made me an offer I could not refuse”; I would work for him in his Financial Office. I was apprehensive at first, but things are not always what they seem! When I started working for Anthony, I stated “I’m going to work for you for no longer than 6 months; I will be returning to nursing”. Well, 6 months came and went. No longer having to travel 4 hours round-trip via 3 trains and walking several New York City blocks was a price I was willing to pay. What I gained was an inside perspective on how Anthony’s services improve the quality of life for his Clients.

Some may question, how do you go from being a CCU Nurse to working in a Financial Advisory Firm? My nursing expertise as well as my commitment to help others translated relatively well in assisting Anthony in serving his clients as a collaborative member of his team.

Till this day, I have maintained both my New Jersey and New York Nursing Licenses because after all, nursing was one of the greatest joys of my life.

Jeremy Hus, MSFS, CFP®, ChFC®, CASL®, CLU®

Vice President, Financial Planning

Jeremy leads a team that develops personalized financial plans and innovative solutions to meet the needs of Barnum Financial Group’s clients in all areas of wealth management. Jeremy holds credentials in areas including the financial needs of seniors and is a Chartered Financial Consultant®, a Certified Financial Planner® Professional, a Chartered Life Underwriter® and a Chartered Advisor for Senior Living®. In addition, he is a noted speaker and topic resource in the areas of Social Security, advanced IRA strategies, and estate planning. He earned a degree in economics from the University of Connecticut and a Masters in Financial Planning from the American College.

John Foreman, MBA, CIMA®

Vice President, Investments

John works with to develop and implement investment strategies tailored to meet each client’s personal needs, opportunities and goals. He began his career in 1999 with Citigroup as a taxable fixed income specialist and was an advisor with Citi-Smith Barney where he specialized in short-term money market securities. John earned an undergraduate degree in economics from Hartwick College and a MBA with a focus on entrepreneurship and international management from the University of New Hampshire. John also earned his Certified Investment Management Analyst® (CIMA®) designation, which represents the Investment Management Consultants Association’s highest standards of excellence for investment management consulting and wealth advising services.

Kathleen Cassidy

Vice President, Advanced Markets

Kate provides case design support in the areas of estate and business planning helping to create sophisticated personalized strategies for individuals, families, and businesses. Prior to joining Barnum, Kate was an estate planning, probate and elder law associate with the law firm of Bishop, Jackson & Kelly, LLC in Milford, Connecticut. She assisted with legacy planning and estate administrations as well as public benefits and special needs planning. Kate has an undergraduate degree in English and American Literature from New York University. She received her juris doctor degree from Quinnipiac University School of Law where she was the Opinions Editor of their Probate Law Journal. Kate is admitted to the Connecticut Bar and is a member of the Connecticut Bar Association’s Estates and Probate and Elder Law sections.

Kristen Esposito

Vice President of Sales / Marketing - Barnum Tri State

Matthew Teel, CFP®, CLU®

Senior Vice President, Risk Management

Matthew is a valued resource in complex life, disability, and long term care insurance plan design. He emphasizes the use of insurance from a holistic wealth management perspective. His work focuses on using life insurance as a key retirement planning tool, most notably in the areas of income replacement, estate planning, business succession planning, and executive benefits. Matthew is a graduate of the University of Connecticut with a degree in business and technology.

Niko Vamvakas

Vice President, Retirement Planning Solutions

Retirement Products Consultant

As the retirement products consultant, Niko serves as a resource to Barnum advisors and clients by analyzing client’s unique financial data and designing optimal retirement recommendations, in-force contract analysis, case design, and retirement income solutions that help put the client on the right path to meet their financial goals and objectives.

I am licensed and registered to offer products and services in CT. Licenses and registrations will vary.  Domiciled in CT.

Richard Caruso

Agency Supervisory Officer - Barnum Tri State

William Erff

Property and Casualty Specialist